Welcome to our Web site, we are independent financial advisors in Raleigh NC.  We are fee based and believe in working as a "TEAM" to assist our clients achieve more success in retirement.  You can visit our office at, 4101 Lake Boone Trail, Suite 122, Raleigh NC.

T= Together
E= Everyone
A= Achieves
M= More

Diversified Estate Services has identified a top Estate Planning Attorney and a top CPA, and created a very unique partnership. While the Attorney and CPA do not work for Diversified Estate Services, LLC they work hard for any of our current or potential clients.  What this provides is a “team” approach to your financial, tax, and estate planning needs. During your first visit to our office, an “evaluation,"( if determined necessary) will be scheduled wherein Diversified Estate Services will analyze your current investments, the Estate Planning Attorney will review all of your estate documents, and the CPA will review your last 3 years tax returns. Because of our relationships, you will benefit from the thorough analysis of all of your financial and estate planning needs. And, we are able to offer a much more cost effective alternative to having these services performed, versus by otherwise independent selection.
Our “team” approach is the collaboration of time spent with each of us. Therefore, you will not repeat steps you would normally would by meeting with each specialist separately. This offers a savings we are able to pass onto our clients. If you are looking for a fee-based financial advisor please feel free to contact us for a no cost, no obligation talk. 

We specialize in working with pre-retirees and retirees, requiring assistance with transitioning into retirement, rolling over their qualified retirement plans or assistance with a pension, creating a distribution plan, as well as improving upon their existing retirement plan.  Please visit our partner site, www.protectyourira.com for more information on, IRA, 401k rollovers, 403b rollovers, and other retirement accounts.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

Thank you,

 

Radon Stancil's just released book "Take Control Of Your Retirement Plan" explains many subjects on retirement:

  • How the "stretch" IRA works.
  • How to make sure your heirs understand complicated inheritance issues.
  • How to create an income stream that last your entire lifetime.
  • Are annuities something you should consider?
  • Why should you know your risk tolerance?
  • Where is the economy headed?
  • Which type of advisor is right for retirement planning?

CLICK HERE TO ORDER NOW!

 

You can Hear Rick Parkes, CRFA™ (Certified Retirement Financial Advisor) Saturday Mornings on FM Talk 101.1 WZTK

Click to hear the latest show!

 

 

Need to rollover a 401(k), 403b, IRA or other retirement account? Click Here

 

Listen to our latest radio show from WDOX 570am  CLICK HERE


                                                      
Radon Stancil, CFP®     Rick Parkes, CRFA™                                                  
  www.ethics.net                www.ethics.net                                         



 

 See our write up            Turn your IRA into a LEGACY that last generations!

                            

 

 

 
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

More Calculators →

Newsletters

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

More Newsletters →