Welcome to our Web site, we are independent financial advisors in Raleigh NC.  We are fee based and believe in working as a "TEAM" to assist our clients achieve more success in retirement.  You can visit our office at, 4101 Lake Boone Trail, Suite 122, Raleigh NC.

T= Together
E= Everyone
A= Achieves
M= More

Diversified Estate Services has identified a top Estate Planning Attorney and a top CPA, and created a very unique partnership. While the Attorney and CPA do not work for Diversified Estate Services, LLC they work hard for any of our current or potential clients.  What this provides is a “team” approach to your financial, tax, and estate planning needs. During your first visit to our office, an “evaluation,"( if determined necessary) will be scheduled wherein Diversified Estate Services will analyze your current investments, the Estate Planning Attorney will review all of your estate documents, and the CPA will review your last 3 years tax returns. Because of our relationships, you will benefit from the thorough analysis of all of your financial and estate planning needs. And, we are able to offer a much more cost effective alternative to having these services performed, versus by otherwise independent selection.
Our “team” approach is the collaboration of time spent with each of us. Therefore, you will not repeat steps you would normally would by meeting with each specialist separately. This offers a savings we are able to pass onto our clients. If you are looking for a fee-based financial advisor please feel free to contact us for a no cost, no obligation talk. 

We specialize in working with pre-retirees and retirees, requiring assistance with transitioning into retirement, rolling over their qualified retirement plans or assistance with a pension, creating a distribution plan, as well as improving upon their existing retirement plan.  Please visit our partner site, www.protectyourira.com for more information on, IRA, 401k rollovers, 403b rollovers, and other retirement accounts.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

Thank you,

 

Radon Stancil's just released book "Take Control Of Your Retirement Plan" explains many subjects on retirement:

  • How the "stretch" IRA works.
  • How to make sure your heirs understand complicated inheritance issues.
  • How to create an income stream that last your entire lifetime.
  • Are annuities something you should consider?
  • Why should you know your risk tolerance?
  • Where is the economy headed?
  • Which type of advisor is right for retirement planning?

CLICK HERE TO ORDER NOW!

 

You can Hear Rick Parkes, CRFA™ (Certified Retirement Financial Advisor) Saturday Mornings on FM Talk 101.1 WZTK

Click to hear the latest show!

 

 

Need to rollover a 401(k), 403b, IRA or other retirement account? Click Here

 

Listen to our latest radio show from WDOX 570am  CLICK HERE


                                                      
Radon Stancil, CFP®     Rick Parkes, CRFA™                                                  
  www.ethics.net                www.ethics.net                                         



 

 See our write up            Turn your IRA into a LEGACY that last generations!

                            

 

 

 
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Newsletters

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

More Newsletters →